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	<title>David Fialk, REALTOR</title>
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		<title>Thinking of Buying a Home? Why Wait?</title>
		<link>http://davidfialk.wordpress.com/2009/09/05/thinking-of-buying-a-home-why-wait/</link>
		<comments>http://davidfialk.wordpress.com/2009/09/05/thinking-of-buying-a-home-why-wait/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 12:47:40 +0000</pubDate>
		<dc:creator>David Fialk</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Interest Rates/Mortgages/Closing]]></category>
		<category><![CDATA[Iselin new jersey real estate]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Searching for a Home]]></category>

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		<description><![CDATA[Sitting on the fence wondering if you should purchase a home? Wondering if real estate values will drop futher? Wondering if mortgage interest rates will drop further? Hoping to take advantage of the $8,000 First Time Buyer Tax Credit? If &#8230; <a href="http://davidfialk.wordpress.com/2009/09/05/thinking-of-buying-a-home-why-wait/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=davidfialk.wordpress.com&amp;blog=5837258&amp;post=61&amp;subd=davidfialk&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Factors That Do Not Affect the Value of a Home</title>
		<link>http://davidfialk.wordpress.com/2008/12/27/factors-that-do-not-affect-teh-value-of-a-home/</link>
		<comments>http://davidfialk.wordpress.com/2008/12/27/factors-that-do-not-affect-teh-value-of-a-home/#comments</comments>
		<pubDate>Sat, 27 Dec 2008 21:20:43 +0000</pubDate>
		<dc:creator>David Fialk</dc:creator>
				<category><![CDATA[Home Ownership Concerns]]></category>
		<category><![CDATA[Home Selling]]></category>
		<category><![CDATA[Real Estate Values]]></category>
		<category><![CDATA[fair market value]]></category>

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		<description><![CDATA[A home is worth what a buyer is willing to pay for it! <a href="http://davidfialk.wordpress.com/2008/12/27/factors-that-do-not-affect-teh-value-of-a-home/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=davidfialk.wordpress.com&amp;blog=5837258&amp;post=50&amp;subd=davidfialk&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Buyers: Be Prepared in Making Contract Offers</title>
		<link>http://davidfialk.wordpress.com/2008/12/27/buyers-be-prepared-in-making-contract-offers/</link>
		<comments>http://davidfialk.wordpress.com/2008/12/27/buyers-be-prepared-in-making-contract-offers/#comments</comments>
		<pubDate>Sat, 27 Dec 2008 21:07:01 +0000</pubDate>
		<dc:creator>David Fialk</dc:creator>
				<category><![CDATA[Contract Offers/Negotiating]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Interest Rates/Mortgages/Closing]]></category>
		<category><![CDATA[contract offers]]></category>

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		<description><![CDATA[Preliminary information buyers need to know when thinking of making a contract offer. <a href="http://davidfialk.wordpress.com/2008/12/27/buyers-be-prepared-in-making-contract-offers/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=davidfialk.wordpress.com&amp;blog=5837258&amp;post=40&amp;subd=davidfialk&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Pre Approval Versus Mortgage Pre Qualification</title>
		<link>http://davidfialk.wordpress.com/2008/12/23/mortgage-pre-approval-versus-mortgage-pre-qualification/</link>
		<comments>http://davidfialk.wordpress.com/2008/12/23/mortgage-pre-approval-versus-mortgage-pre-qualification/#comments</comments>
		<pubDate>Tue, 23 Dec 2008 12:18:46 +0000</pubDate>
		<dc:creator>David Fialk</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Interest Rates/Mortgages/Closing]]></category>
		<category><![CDATA[Searching for a Home]]></category>
		<category><![CDATA[mortgage pre qualification]]></category>
		<category><![CDATA[mortgages]]></category>

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		<description><![CDATA[Understanding the difference in mortgage pre-approval versus mortgage pre-qualification. <a href="http://davidfialk.wordpress.com/2008/12/23/mortgage-pre-approval-versus-mortgage-pre-qualification/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=davidfialk.wordpress.com&amp;blog=5837258&amp;post=36&amp;subd=davidfialk&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Mortgage Rates Drop to Record Low Levels</title>
		<link>http://davidfialk.wordpress.com/2008/12/22/mortgage-rates-drop-to-record-low-levels/</link>
		<comments>http://davidfialk.wordpress.com/2008/12/22/mortgage-rates-drop-to-record-low-levels/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 10:43:36 +0000</pubDate>
		<dc:creator>David Fialk</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Interest Rates/Mortgages/Closing]]></category>
		<category><![CDATA[Searching for a Home]]></category>
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		<category><![CDATA[mortgage rates]]></category>

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		<description><![CDATA[Lower mortgage rates benefit first time buyers and current homeowners. <a href="http://davidfialk.wordpress.com/2008/12/22/mortgage-rates-drop-to-record-low-levels/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=davidfialk.wordpress.com&amp;blog=5837258&amp;post=20&amp;subd=davidfialk&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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